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AIF Financing
The Co-op is the place to go for top quality products that producers need for their operations: seed, fertilizer, crop protection, feed, fuel, and much more. More and more producers are learning about something else that has been added to the list. You can not plant it, feed it, or spread it, but it will help keep your operation growing just the same.
It is called AgInput Finance, AIF, and is offered by local Co-ops and TFC subsidiaries. It is the most convenient, flexible form of financing available. AIF, a line of credit, producers can use for the Co-op products and services available. For your input financing needs at competitive rates, see a local participating Co-op.
AIF Features:
- Seasonal Input Credit
- Minimum credit of $10,000 for inputs
- Credit available by single or in multiple advances
- Growing crops typically are used for collateral
- Monthly variable or fixed interest rates
- Maturity date to match growing season of particular crop, but never later than April 15, following the crop year
Fast… Flexible… Friendly… AIF only at the Co-op!
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Farm Plan
Farm Plan is a charge account system specifically designed to serve the American agricultural marketplace.
- Farm Plan provides customers with a substantial, dependable line of credit to cover daily operating expenses.
- A flexible payment structure accommodates the seasonal fluctuations in cash flow that are inherent in agriculture.
- Farm Plan features many of the conveniences found in traditional in-house charge accounts, such as no charge card and the ability to pay in full monthly with no interest, and more.
- Farm Plan understands agriculture - that things do not always go as planned - and they are willing to work with customers through the good times as well as the tough times.
Key points to remember about Farm Plan:
- Functions like a credit card, but customer does not have to carry card.
- Options are available within the account (No Pay/ No Interest and Seasonal Term Loan)
- Customer can use account to purchase any item or service
- Customer has one easy to read statement each month
- No interest on regular balances, if paid in full monthly
- Purchase Trak end of year summary. Agricultural Preferred Account customers get an itemized summary of their Farm Plan account activity each year.
- Farm Plan is unsecured financing
For more information on Farm Plan Accounts, to download an application, or to apply online for an account, please visit www.farmplan.com.
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Crop Insurance |
Crop Insurance
TFC agents can assist producers with risk management by writing policies that best meet their needs. We offer both crop insurance policies and livestock risk protection policies. For crop insurance information, or to find your nearest TFC insurance agent, please call 1-800-366-2667, ext 8597.
Product Reference Guide (pdf 1.9 MB)
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